Hien was born in 1962. She has four children who are all adults. They are tailors and doctors. Two of them have their own families. Her husband is a farmer and earns about 2,000,000 VND per month. Hien sells paper bags in a market to earn a living. Her income is about 3,000,000 VND per month. She has done this job for 10 years. Her family’s total earnings are about 5,000,000 VND per month.
She has participated in SEDA's credit program since 2008. In the last cycle she borrowed 8,502,000 VND and repaid the loan on time. In this loan cycle, she would like to borrow 9,810,000 VND to acquire more paper bags to sell in the market.
The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.
You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.