Update on María BeatrizMaria has been member of the Cochapamba communal bank for a long time now. She lives on the outskirts of the parish of Valle de Cuenca, a place that is surrounded by green fields as a result of the agricultural work of the people that live there. The people also work rearing animals and trading goods. They maintain their culture and traditions, and the architecture there is a mixture of old and modern styles. María is 52 years old, married, and as a result of her marriage has 10 children, six of whom are married and live independently. One of her daughters works to support her, and three of her children are studying - two at secondary school and one at the local school. Her husband is a driver and offers his services on a freelance basis. The house they live in belongs to them. María has been selling cheeses for some years now, and this business has allowed her to cover some of the household expenses. She also rears animals. María enjoys her work because she is her own boss and she receives payments every day. She invested the previous loan in the purchase of cheeses from which she made a good profit. She is requesting a new loan to buy more cheeses to sell and more animal feed for her livestock.
Doña María tiene 52 años, es casada y fruto de su unión conyugal ha concebido 10 hijos, 6 de ellos son casados y viven independientes, una de sus hijas trabaja para sus gastos y tres están estudiando dos en el colegio y uno en la escuela de la localidad. Su esposo es de profesión chofer y presta sus servicios de manera independiente, la casa en la que viven es propia.
La Señora. María hace algunos años se dedica a la venta de quesos, negocio que le ha permitido solventar algunos gastos de su casa, también se dedica a la crianza de animales, le gusta mucho esta actividad ya que es su propio jefe y el dinero que percibe es a diario.
El crédito anterior lo invirtió en la compra de quesos de los cuales obtuvo buenas ganancias, está repitiendo el crédito ya quiere comprar más quesos para la venta y alimento para sus animales.
Previous Loan DetailsMaría has been a member of the Cochapamba communal bank for seven years, through which she has strengthened her friendships with all her fellow members from the communal bank. María lives in the parish of Valle in Cuenca, a place where the people make their living in agriculture and rearing anima... More from María Beatriz's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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