Kalala is 46 years old and married with 8 children. She makes and sells elei painted lavalava to earn a living and has been doing this for many years. Kalala has requested a loan to buy equipment for her elei. She plans to use her profits to help with her family’s daily needs. She joined SPBD in 2013 to gain access to financial services.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.