This is 45-year-old Emma. She is married and has three children, aged 25, 16, and 10 years. In 1979, Emma established her beans, wallah rice, and tolla selling business. She began her business because she did not go to school. Her business is located in the outskirts of town, and her main customers are market buyers. Working 7 days a week and 10 hours a day, she earns about Le 850,000 every month from this business. She would like a loan in the amount of Le 5,000,000. Emma requires a loan in order to increase her stock, such as buying more local food items to sell. She hopes that this loan will support her. In the future, Emma plans to finish her building and educate her children to a university level. She thanks you for your support.
About the Association or Rural Development
The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.