Josefa is 57 years old, married, and has one school-age child. She sells skirts and underskirts for women. She has a stall in the Alto Lima area. This loan is her first cycle with the institution. Josefa is going to use her loan to buy skirts in bulk to increase her stock, as her sales are very good this time of year. She also fills orders with different markets in the city of El Alto. Josefa faces challenges in her business, such as stocking up on merchandise, and she will use her earnings to keep buying merchandise in bulk to stock her business.
La Sra. Josefa tiene 57 años, casada tiene un hijo que se encuentra en edad escolar, ella se dedica a la venta de polleras y enaguas para la mujeres de polleras, tiene su puesto de venta en la zona de Alto Lima, este préstamo es su primera secuencia dentro de la institución, La Sra. Josefa va a usar este préstamo para la compra de polleras por mayor para surtir su mercadería, ya que por esta fechas tiene mucha venta también entrega pedidos a los distintos mercados de la ciudad de El Alto, La Sra. Josefa enfrenta retos en su negocio que son surtir su mercadería y va a utilizar los beneficios e seguir comprando por mercadería por mayor para surtir su negocio.
Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.