Upon returning from two years of service in the army, Marat found a means to make a living by opening a store. He rents a small shop in the city of Vanadzor. Marat has been running his business successfully for more than two years. Currently he is applying for a loan in order to purchase the goods (candies) for his store. This is very important for Marat to be able to meet his client's demands and stay competitive in the market. Marat lives with his mother and brother and does his best to ensure a better life for them.
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SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.