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Varujan has been involved in agriculture for more than 10 years. He keeps 2 cows, 70 lambs, 2 pigs, and 30 chickens. He also cultivates potatoes and sells the harvest in the local market. He runs his farm with great love and care and does his best to earn a high income and sustain his family.

Varujan lives in the village of Shirakamut with his wife and three sons. His elder son works abroad and helps the family financially, but unfortunately this is hardly enough to cover the family's basic needs. Accordingly, Varujan has requested this loan, which he will use to help him purchase 4 calves, barley to feed his livestock, and seeds for cultivation. The loan is very important for Varujan to expand his farm and ensure better living conditions for his family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 128
    View loans »
    Armenia Loans Fundraising
  • $14,869,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Varujan to purchase 4 calves, barley to feed livestock, and seeds for cultivation.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 4, 2013
Apr 16, 2013
Currency Exchange Loss:
Dec 17, 2014