The Book Pass Pass Group consists of five women and its president is Khadida who is 50-years old. She is married and mother of six children. They all live in the same neighborhood and meet every week. In the photo, the president is the person with her hand raised. They are very brave and need this loan to buy charcoal, operate a restaurant, run a poultry farm, and sell vegetables and sugar. Khadida has more than 10 years of experience in selling assorted products. She starts her day at 10 am and ends at 4 pm. She is diversifying her business by selling new products like fruit from the baobab tree. The president's main responsibility is the care of her granddaughter. Her future project is the development of her business which generates income that takes care of her needs.
Le groupement BOOK PASS PASS est composé de 5 femmes dont la présidente Khadidia est âgée de 50 ans. Elle est mariée et mère de 6 enfants .Elles habitent toutes dans le même quartier et se réunissent chaque semaine pour le regroupement. Dans la photo, la présidente est la personne qui a levé la main. Elles sont très bravent et ont besoin de ce prêt pour acheter du charbon de bois, faire la restauration, l’aviculture, la vente de légumes et du sucre. Khadidia a une expérience de plus de 10 ans dans la vente de produit divers, elle commence sa journée à 10h et la termine vers 16h. Elle diversifie son commerce par la vente de produit nouveau comme le pain de singe etc… La charge principale de la présidente est la prise en charge de sa petite fille. Son projet futur est le développement de son activité génératrice de revenu pour subvenir à ses besoins.
This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.