Harutyun lives in the town of Goris with his parents. At the age of 24, upon returning from two years of service in the army, Harutyun found a way to make a living by running a farm. His farm is small and includes only 7 cows, but he works hard, produces milk and milk products, and sells them in the local market.
Because agriculture helps him to have a stable monthly income, Harutyun would like to expand his farm. He has applied for a loan to purchase three cows and forage to feed his livestock. The loan is very important for Harutyun to expand his farm, earn more agricultural income, and improve his family's living conditions.
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SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.