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Zorkin is a teacher, with 20 years of experience teaching in the local school. He lives in a small village called Ardenis and is involved in cattle breeding, as well as teaching. He keeps 17 cows, 173 lambs and 40 chickens. Unfortunately a teacher's salary is not enough to make ends meet for a family of five: his three sons, wife, and Zorkin himself.

As cattle breeding helps the family to have stable income, it is very important for Zorkin to expand it. He has requested this loan to purchase forage for feeding the livestock. This is very important for him, to feed his animals and continue the expansion of his business. Zorkin is very hardworking and does his best to ensure a better future for his three sons.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 112
    View loans »
    Armenia Loans Fundraising
  • $14,056,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Zorkin to pay for forage for feeding the livestock.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Mar 28, 2013
Apr 16, 2013
Currency Exchange Loss:
May 17, 2015