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Update on Umazi

This is Umazi. Her previous loan was a big help for her business. She was able to buy seedlings and for her farming efforts. She has been in this business for years now, and it keeps on growing.

Umazi would like to apply for another loan, this time for KES 50,000, to venture into another business of a retail shop. She would like to buy an inventory of household consumables, wheat flour, maize flour, rice and sugar. The more items displayed at the store, the better; more items to sell will result in better profit. The profits from her business will definitely help her to sustain her daily needs and to pay the educational fees for her children. She looks forward to this financial increase with gladness and thankfulness in her heart.

Previous Loan Details

Umazi is a married woman with three children, two of whom attend school while one is too young for school. Her husband is a farmer who contributes to providing the family's basic needs. Umazi has a house with neither electricity nor piped water. Her greatest monthly expenses are food for her fami... More from Umazi's previous loan »

Additional Information

About Yehu Microfinance Trust

This loan is administered by Yehu Microfinance Trust, which was founded in 1998 as a project of CHOICE Humanitarian Kenya. In July 2007, Yehu became a separate entity from CHOICE and was registered as a trust. Since then, Yehu has expanded to cover over half of Kenya’s 13 coastal districts.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 726
    View loans »
    Kenya Loans Fundraising
  • $44,862,475
    Funds lent in using Kiva
  • 84.1
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Umazi to buy stock of household consumables, wheat flour, maize flour, rice and sugar.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 22, 2013
Apr 16, 2013
Currency Exchange Loss:
Apr 16, 2014
This photo was used before for a previous loan for Umazi. It was first posted on Kiva on Oct, 2011. Learn More