On his own initiative and through a great deal of effort and dedication, Jose works in construction. He offers his services as a laborer and construction assistant on different projects in his city. He works every day for approximately 10 hours a day and believes he is doing well because of his good performance on the job and his friendly treatment of others.
Jose is very grateful to Kiva lenders because thanks to their help he will be able to make improvements on his dwelling since parts of it, especially the bedrooms, lack plaster on the walls and lack floors. In this way Jose and his family will be able to rely on a more secure and suitable environment. Thus he will continue working and striving to achieve his great dream, that of some day owning his own home.
Por iniciativa propia, con mucho empeño y dedicación, Jose trabaja en el rubro de construcciones, el brinda servicios como obrero y ayudante de construcción en diversas obras de su ciudad, el trabaja todos los días por un aproximado de 10 horas y cree que le va bien por su buen desempeño y por el trato amable que brinda a los demás.
Jose se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar el mejoramiento de su vivienda, ya que parte de ella, en especial las habitaciones están sin tarrajear y sin piso, de esta manera Jose y su familia podrán contar con un ambiente más seguro y adecuado, así pues él seguirá trabajando y esforzándose para lograr su gran sueño de algún día tener su casa propia.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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