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Update on Cesar

Cesar continues with the same business activity, carpentry. He says that the previous loan went well for him because he used it to buy wood in bulk.

This time he is requesting the loan to buy tools for his work. He will also buy wood to make doors because he has orders at this time of the year. He has a lot of demand for this product.
View original language description ↓
El Sr. Cesar sigue con la misma actividad de la carpintería, cuenta que le fue bien con el anterior crédito ya que lo utilizo en la compra de madera por mayor, en esta ocasión solicita el crédito para la compra de herramienta para su trabajo como también madera para la fabricación de puertas ya que tiene pedidos en esta época ya que tiene mucha demanda de este producto.

Previous Loan Details

Cesar, 33, is originally from El Torno, Puerto Rico. He is married and has two children ages 8 and 10 who are in school. He rents a home in the San Andres neighborhood and works as a carpenter. He has had his own workshop in his parents' neighborhood since he decided to begin this work 5 years ag... More from Cesar's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $5,500
    Average annual income
  • 228
    View loans »
    Bolivia Loans Fundraising
  • $31,613,325
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Cesar to buy tools and wood.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 16, 2013
Apr 14, 2013
Currency Exchange Loss:
May 17, 2014