Sociedad 12 De Abril (Cuenca) Group
One of the members of this group is Maria Agueda. She lives in the area of Totoracocha in the city of Cuenca. She is reentering the April 12 Society community bank, a group of which she has been a member for some time and that she likes for the companionship that exists among all the members.
Maria Agueda is 59 years old. She is a single mother to three adult children who are married and live independently. She does not have her own house so she rents.
She has worked in the city market for 18 years. Now she has her own shop where she is dedicated to selling fruit, vegetables, and grains. She works from Sunday to Sunday without a fixed schedule. This business has allowed her to get all of her family ahead.
The money of the loan will be invested in purchasing grains, potatoes and fruits to continue her business. Her dream is to have her own house. The small photo is of three members who could not be present when they took the group photo.
Una de las socias de este grupo es la Señora. María Agueda, vive por el sector de Totoracocha en la ciudad de Cuenca, se encuentra reingresando al banco comunal Sociedad 12 de Abril, grupo en el que ha estado algún tiempo y le gusta por el compañerismo que existe entre todas las socias.
Doña María Agueda tiene 59 años, es madre soltera de 3 hijos mayores de edad, casados y viven independientes. No tiene casa propia por lo que vive arrendando.
Ella trabaja en un mercado de la ciudad desde que tenía 18 años, ahora tiene un local propio en donde se dedica a la venta frutas, verduras, hortaliza y granos tiernos, trabaja de domingo a domingo sin un horario fijo, este negocio le ha permitido sacar adelante a toda su familia.
El dinero de su crédito lo va a invertir en la compra de granos, papas y frutas para continuar con su negocio.
Su sueño es tener su casa propia.
La foto pequeña es de tres socias que no pudieron estar presentes cuando se tomo la foto del grupio.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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