Patricia is 24 years old. She has a two-year-old child. Her business is selling a variety of comforters, sheets, blankets, plastic items and other goods. She offers her products to different offices and homes on credit. This loan is her first loan cycle with the institution. Patricia will use this loan to buy wholesale a variety of merchandise such as comforters, since they are in high demand at this time, and she wants to stock her business. The reason that she is requesting this loan is that orders were made for her products and she did not have the necessary capital for them. Patricia faces challenges in her business, which are the competition and the high demand in this period, and she will use the profits to increase her merchandise and thus her sales.
La señora Patricia tiene 24 tiene un hijito de la edad de 2 años, ella se dedica a la venta de variedad de edredones, sabanas, frazadas, plásticos y otros artículos, ella ofrece sus productos a distintas oficinas, domicilios a crédito, este préstamo es su primera secuencia dentro de la institución, la señora Patricia va a usar este préstamo para la compra de variedad de mercadería variada como edredones por mayor ya que esta época tiene mucha demanda y ella desea surtir su negocio, su razón para solicitar este préstamo es que le hicieron algunos pedidos y no contaba con el capital necesario para de sus productos, la señora Patricia enfrenta retos en su negocio que son la competencia y la alta demanda por la época y va a utilizar los beneficios en aumentar su mercadería y por ende sus ventas.
Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.