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Alma Yojana
Alma is 46 years old and is the single mother of two children. She lives in San Juan Pueblo, Atlántida. Alma has been selling cosmetics such as perfumes, lotions, creams, talcs, and makeup from her home. The sales are profitable and she has maintained her business through loans. She has obtained loans through ODEF three cycles over three cycles and is currently asking for a loan of 15,000 lempiras, which she will use to buy more cosmetics, perfumes, creams, deodorants, makeup, etc. Her objective is to continue earning so that she can continue helping her family.
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Doña Alma, tiene 46 años de edad, es madre soltera, tiene dos hijos, vive en San Juan Pueblo, Atlántida. Doña Alma lleva 4 años de dedicarse a la venta de cosméticos como perfumes, lociones, cremas, talcos, maquillaje, desodorantes, etc. Las ventas las realiza de manera ambulante y en su casa. Las ventas son rentables y ha mantenido su negocio mediante préstamos, ha solicitado tres ciclos de préstamos en ODEF, con el que solicita actualmente que es por 15,000 lempiras, el cual lo utilizara para comprar más cosméticos como perfumes, cremas, desodorantes, maquillaje etc. para la venta. Su objetivo es seguir obteniendo ganancias para seguir ayudando a su familia.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,200
    Average annual income
  • 10
    View loans »
    Honduras Loans Fundraising
  • $8,478,300
    Funds lent in using Kiva
  • 19.5
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Alma Yojana to buy inventory.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 9, 2013
Listed
Apr 15, 2013
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2014