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Heriberto

Update on Heriberto

Heriberto is 32 years old, married, and has four children. He has been a farmer since he was very young because he was the oldest brother and needed to help his father feed the family. He married at age 18 and began working on his own, working between 14,000 and 28,000 square meters of corn and working as a field hand so that his family needs for nothing.

He buys his farming supplies at a town located four kiometers from his home, then he has to pau for a private vehicle to transport the supplies to his home. Then he gets in touch with a person with a cart in order to transport the supplies to the place where his crops are, one kilometer from his home.

He will use the money from the loan through Fundación Campo to buy compost, seed, and fertilizers and prepare the land for planting. In this way he can obtain a good harvest to sell part of it and retain part of it for his family’s consumption and to be able to build a house so that his children can have better living conditions.
View original language description ↓
Heriberto tiene 32 años de edad, es acompañado y tiene cuatro hijos. Se dedica a la agricultura desde muy joven, debido a que es el mayor de sus hermanos varones, por lo que tenia que ayudar a su padre para llevar el alimento a su hogar. A los 18 años de edad, se caso y empezó a trabajar de manera independiente, cultivando de 14,000 a 28,000 metros cuadrados de maíz y trabajando como jornal para que a su familia no le faltara nada.

Los insumos agrícolas, los adquiere en una ciudad que esta a cuatro kilómetros de su casa; luego tiene que pagar un vehiculo particular para que le traslade los insumos hasta su casa, después contrata a una persona que posee carreta para llevarlos gasta el lugar en donde tiene sus cultivos que esta ubicado a un kilómetro de la casa.

El préstamo que esta solicitando a Fundación Campo, es para comprar abono, semillas, fertilizantes y preparar la tierra para sembrar. De esta manera, podrá obtener una buena cosecha para vender y la otra parte para consumo familiar y poder construir una casa para que sus hijos vivan en mejores condiciones.

Previous Loan Details

Sr. Heriberto is 31 years old, married, and has four children. He has engaged in farm work from a very young age since he was the oldest of his siblings and had to help his father. When he got married at the age of 18, he was already cultivating a plot of land that measured 14,000 square meters... More from Heriberto's previous loan »

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $4,900
    Average annual income
  • 462
    View loans »
    El Salvador Loans Fundraising
  • $23,095,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Heriberto to buy farming supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Apr 5, 2013
Listed
Apr 15, 2013
Currency Exchange Loss:
N/A
Ended:
May 22, 2014