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Erika Siomara
Erika is a 22 year old woman who is in a civil union and has 2 children of which the eldest is 5 years old and is about to enter his first year at elementary school and the youngest is 16 months old. Along with her husband, she works in agriculture, especially in the cultivation of coffee. She has been doing this since her youth as her family have been coffee farmers for a long time. Her parents taught her how to do this work, which she keeps doing today. She studied up to the 5th grade of elementary school but could not keep studying because her parents' income was very low. Currently, she and her husband are mutual support for one another to be successful as their 2 children are dependent on them and they have many plans for them.
Erika is requesting help to buy fertilizer and fumigation "bombs" to maintain her coffee crop as, if she does not care for the crop, it may be damaged by the rust fungus that particularly affects this sort of crop.
She dreams of raising her two children so that they can have a better quality of life, better employment opportunities (as working the land is very onerous and there is so much environmental contamination and a lack of materials to care for it, and the income is small.) But, in this way she will be able to prepare and strengthen her crop and have an excellent harvest and build a heritage for her children.
View original language description ↓
Erika es una mujer de 22 años de edad en un estado civil (unión libre) que de su hogar tiene 2 hijos los cuales la mayor tiene 5 años y está por entrar a su primer año de educación primaria y el menor de 16 meses de nacido. Junto a su esposo trabajan en la agricultura especialmente en el cultivo y siembra de café, actividad que realiza desde su juventud ya que su familia se dedica a esta actividad desde tiempos. Fueron sus padres los que le enseñaron a trabajar la agricultura misma actividad que hasta hoy en día siguen ejerciendo. Ella tiene un grado de educación primaria no completada cursada hasta el 5 grado; pero no pudo seguir estudiando ya que los ingresos que sus padres obtenían eran muy pocos. Actualmente su esposo y ella son apoyo mutuo para salir adelante del cual dependen sus 2 hijos para los cuales tienen muchos planes.

Erika está solicitando ayuda para compra de fertilizante, abono, bombas de fumigación para el mantenimiento de su cultivo de café, mismo que si no se le da mantenimiento y cuidado a tiempo puede ser dañado por la roya hongo que afecta especial mente esta clase de cultivo.

Ella sueña con educar a sus hijos para que tenga una mejor calidad de vida, mejores oportunidades de empleo ya que el trabajo de la tierra es muy pesado y con tanta contaminación ambiental y la falta de materiales para el cuido, las ganancias que quedan son pocas, pero de esta forma ella podrá preparar y fortalecer su cultivo y tener una excelente cosecha y forjar un patrimonio para ellos.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 26
    View loans »
    Honduras Loans Fundraising
  • $8,141,925
    Funds lent in using Kiva
  • 19.5
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Erika Siomara to buy fertilizer and fumigacíon "bombs" to maintain her coffee crop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Apr 12, 2013
Listed
Apr 14, 2013
Currency Exchange Loss:
Possible
Ended:
May 17, 2014