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Juana Mercedes

Update on Juana Mercedes

Juana is a Kiva borrower. She is 63 years old. A humble lady originally from León, she is married, and the mother of 4 children, all adults. She works as a merchant, selling clothing.

She is very happy because her first Kiva loan was a big help because she could supply her sales stock, buying the clothing most in demand by her customers such as blouses, pants, skirts, dresses, accessories for women, etc.

This is why today Juana is asking for her second loan in order to continue investing in the same way buying clothing such as blouses, skirts, dresses, pants, shorts, socks, and towels. Her objective is to increase her sales and obtain better income.
View original language description ↓
Doña Juana es cliente Kiva, de 63 años de edad, una humilde señora originaria de León, casada, madre de 4 hijos, todos mayores de edad, de oficio comerciante, se dedica a la venta de ropa.
Ella se siente muy satisfecha porque su primer créditos Kiva le fue de gran ayuda porque pudo surtir mas su venta, comprando ropa mas demandada por sus clientes como blusas, pantalones, faldas, vestidos, asesorios para dama, etc.
Es por eso que hoy en día Juana esta solicitando su segundo financiamiento para seguir invirtiendo en lo misma compra de ropa como blusas, faldas, vestidos, pantalones, short, calcetines, toallas. Con el objetivo de incrementar más sus ventas y obtener mejores ganancias.

Previous Loan Details

Juana is 62 years old and is a clothing vendor. She has made a living from this activity for the past 12 years. She is a native of León. Juana started her first business at the age of 22, when she sold spare parts and accessories for bicycles and motorcycles. She later started selling clothin... More from Juana Mercedes's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,406,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Juana Mercedes to buy clothing such as blouses, skirts, dresses, pants, shorts, socks and towels.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 21, 2013
Apr 14, 2013
Currency Exchange Loss:
Nov 17, 2013