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Nelly
Nelly, 36 years old, is a plucky and enterprising woman with a lot of strength and desire to move ahead in life. She is married and has five children, all of whom are dependent on Nelly as they are at various stages in their education. Nelly herself completed primary school bu could not continue to secondary school due to a lack of financial help from her parents, who had very little money. It was Nelly's parents who, from a very young age, taught her agriculture and how to grow basic grains such as rice, corn and beans. With her husband and her children (after they have finished school), the family go out to clean and shell the crops at a young age. Nelly does not own the land she works, but rents it. This leaves her with a lower profit on the final product at every harvest. She sells her products in the local area and sells more at the weekends. She takes advantage of the markets and also the area around her home, selling to neighbours and in the adjoining areas.

Nelly is currently applying for help to buy certified seeds in order to grow a little more on the land that she and her husband rent. She wants to take full advantage of the free space and use it up.

Nelly's goal is, in time, to buy a plot of land that will allow her to grow her crops on her own. The work is hard and sometimes risky because of natural disasters or plagues the damage the crops, but they still always have to pay rent for the land. Nelly's dream is to educate her children so that they have a better quality of life, a higher income in the future and so that they do not have to face the same challenges and obstacles she did in her youth, as agricultural work is difficult and tiring.
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Nelly es una mujer de 36 años de edad luchadora, emprendedora con muchas fuerzas y deseos de superarse, casada y de ella dependen 5 hijos de los cuales viven en casa y estudian en la escuela en diferentes grados de educación. Ella tiene un grado de educación de primaria completa y no pudo seguir estudiando en la secundaria por falta de ayuda económica por parte de sus padres ya que ellos son de escasos recursos económicos. Fueron ellos los que le enseñaron la actividad de la agricultura desde muy joven en la siembra y cultivo de granos básicos como ser arroz, maíz y frijol. En compañía de su esposo y de sus hijos cuando salen de sus actividades escolares ellos colaboran con la limpieza y desgrane a su temprana edad. Las tierras que ella junto a su familia trabajan no son propias por lo cual pagan un alquiler y eso les deja menos ganancia sobre su producto al final de cada cosecha. Su producto es comercializado y vendido en la zona donde ella habita el cual tiene mejor venta los fines de semana ya que ella aprovecha las ferias en los mercados como también en los alrededores con los vecinos y zonas aledañas.

Actualmente ella solicita ayuda para la compra de semilla certificada para poder cultivar un poco más en su propiedad que ella y su esposo alquilan ya que quiere aprovechar al máximo un espacio libre y darle uso al mismo.

Su meta es son de poder con el tiempo comprar una parcela de tierra la cual le permita cultivar de manera propia ya que el trabajo es duro y pesado y en ocasiones arriesgado por algunos desastres naturales o plagas que dañan sus cultivos y siempre tienen que pagar el alquiler de la propiedad. Sus sueños son de poder educar a sus hijos para que tengan una mejor calidad de vida, mejores ingresos en el futuro y no pasen por los desafíos y trabas que ellos en su juventud ya que el trabajo de la agricultura es pesado y cansado.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 54
    View loans »
    Honduras Loans Fundraising
  • $8,014,700
    Funds lent in using Kiva
  • 19.5
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Nelly to buy certified seeds for her corn, bean and rice crops.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Apr 9, 2013
Listed
Apr 14, 2013
Currency Exchange Loss:
Possible
Ended:
Dec 19, 2013