Naomi is 39 years old and lives in Margibi county, which is the largest producing rubber plantation in Liberia, with her husband and children. All her children are in school. They are between 10 and 17 years old. For six years, she has been involved with charcoal sales in the market. Her aunt taught her how to sell and by this means she was able to establish her own business. She makes a good profit and her business makes her popular. She is asking for a loan to buy more charcoal for her business. Her plan is to build a house.