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Teresa  De Jesus
Teresa is a poor business woman. Shee is 53 years old and originally from Comarca Larreynaga, on the outskirts of León. She is single and a mother to her 12 year old son who is in school. Teresa has a grocery store, which she has owned for more than 20 years. Due to financial circumstances, Teresa was only ever able to complete up to fourth grade of primary school.

Teresa started working in business 33 years old. Where she lived there were no grocery stores nearby and so the idea of starting her own business came to her. She saw that she would earn a higher income as she had no competition. This was Teresa's first business and she did not have anybody's support. She sold her products out of a room in her home.

Today Teresa wants to invest in her grocery store so she can offer a variety of products to her customers and earn a higher income.

She is applying for a loan to buy rice, sugar, beans, oil, soap, milk, meat, chicken, chlorine and more. These are the products she needs as she does not stock them. Teresa thinks the loan will be of great help because she will be able to stock up her business and attract customers. Thus she will increase her sales and, therefore, her income. One of her short-term goals is to pay off the loan so that she can apply for another and to help her son do well in life.
View original language description ↓
Doña Teresa una humilde comerciante, de 53 años de edad, originaria de la Comarca Larreynaga, en las afueras de León, soltera, madre de 1 hijos de 12 años, actualmente estudia, Teresa es dueña de una pulpería de la que es propietaria hace mas de de 20 años, debido a sus condiciones económica solo logro finalizar su cuarto grado de primaria.
Inicio en el ámbito del comercio hace 33 años, ya que miro que en donde ella vivía no había Pulperías cercas y fue allí que se le vino a la idea de emprender su propio negocio, la cual miro que le iba a generar mejores ingresos, debido a que no habían negocio para que le hicieran competencia, este ha sido su primer negocio, no cuenta con el apoyo de nadie, sus productos lo comercializa en su casa de habitación.
Hoy en día Teresa quiere invertir en su pulpería para poder ofrecer a sus clientes productos variados y obtener mejores ganancias.
Esta solicitando el financiamiento para comprar arroz, azúcar, frijoles, aceite, jabón, leche, carne, pollo, cloro, etc. Todos los productos necesario que aun no tiene en existencia, ella estima que este crédito le será de ayuda porque podrá surtir su negocio para mayor atracción de su clientela, de esta manera incrementaran sus ventas generando a la vez mejores ingresos, una de sus metas próximas es poder cancelar este crédito, para luego volver a solicitar otro y poder sacar adelante a su hijo.

About Nicaragua

  • $3,636
    Average annual income
  • 123
    View loans »
    Nicaragua Loans Fundraising
  • $23,828,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Teresa De Jesus to buy rice, sugar, beans, oil, soap, milk, meat, chicken, chlorine and more.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 19, 2013
Listed
Apr 14, 2013
Currency Exchange Loss:
N/A
Ended:
Feb 17, 2014