Lipine M. is a well-known businesswoman. She works hard in order to satisfy the needs of her family. She has nine children; five are married, and three are not married. Lipine comes from a family of six people. She is a hard-working person and strives to earn income one day at a time. She earns 150 tala (USD 50) a day for selling her products at the market, to small retailers, and at her residence.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.