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Update on Sandra

A good purchase of clothing, footwear, and school supplies is what Sandra made to satisfy her customers' demand. She is very pleased because she was able to fulfill her commitment, and that was thanks to her Kiva loan. In her business, she has increased her number of customers, and in her life, there is better income for her home. For that, she always thanks the support that Kiva has given her business.

Sandra is currently applying for a new Kiva loan to buy merchandise such as blouses, footwear, and perfumes. With it, she will please her best clients and increase her working capital.
View original language description ↓
Una buena compra de ropa calzado y utiles escolares, fue la que hizo Sandra, para satisfacer la demanda de su clientela; ella está muy satisfecha porque pudo cumplirles y esto fue gracias a su credikiva. En su negocio se han incrmentado el número de sus clientes y en su vida hay mayores ingresos para su hogar, por eso siempre agradece a el apoyo que Kiva le ha dado a su negocio. En la actualidad está aplicando a un nuevo credikiva, para comprar mercancias como blusas, calzado, productos de perfumeria y con ello complacerá a sus clientes rentables y aumentará su capital de trabajo.

Previous Loan Details

Sandra used her previous Kiva loan to buy clothing, bags, footwear and stationery products. She currently plans to take out a new loan so that she can diversify her stock a little more and thereby continue pleasing her customers. She will invest this loan in buying school supplies, footwear and... More from Sandra's previous loan »

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Colombia

  • $11,100
    Average annual income
  • 382
    View loans »
    Colombia Loans Fundraising
  • $16,201,675
    Funds lent in using Kiva
  • 1,823.5
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Sandra to buy merchandise like blouses, footwear, and perfumes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 11, 2013
Apr 13, 2013
Currency Exchange Loss:
Dec 19, 2013
This photo was used before for a previous loan for Sandra. It was first posted on Kiva on Mar, 2012. Learn More