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Ines Del  Carmen
Ines del Carmen is a hard worker and an entrepreneur. She works every day from 6 in the morning until 9 at night, seven days a week in her store located in her home. Her husband helps her with the business.

She seeks a loan from Ceprodel to invest in working capital, and to buy basic grains, dairy, perishables and cosmetics. Her purpose for doing this is to have a greater variety of products and to offer her customers more items, with the goal of getting more buyers.She is grateful to Ceprodel and Kiva for this opportunity and for the confidence they have in her. She will invest this loan in her business which will allow her to bring more money home and to improve the condition of her life.
View original language description ↓
La señora Ines del Carmen, es muy trabajadora, y emprendedora, labora diario desde las seis de la mañana hasta las nueve de la noche, los siete días de la semana en su pulpería ubicada en su casa de habitación, su esposo le ayuda en el negocio.

Solicita un préstamo a ceprodel para invertir en capital de trabajo, para la compra de granos básicos, lácteos, perecederos y cosméticos.

Esto con el propósito de tener mayor variedad de productos y ofrecer a sus clientes más artículos. Con el propósito captar más compradores.

Agradece a ceprodel y Kiva, por la oportunidad y la confianza depositada en ella, por lo que este crédito lo invertirá en su negocio de forma que esto le permitirá llevar el sustento a su hogar e ir mejorando su condición de vida.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 90
    View loans »
    Nicaragua Loans Fundraising
  • $24,741,875
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Ines Del Carmen to buy basic grains, dairy, perishable items, and clothing for women.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 3, 2013
Apr 13, 2013
Currency Exchange Loss:
Mar 18, 2014