Hawa is 37 years old and lives in Margibi county, the largest rubber producing region in Liberia. She is a married mother whose children are in school and aged between 9 and 13 years old. For six years now she has been selling bread, cakes and sweet-bread in a market. Her aunt taught her how to make these baked goods and her business is now popular and making more profit. Hawa is asking for a loan to buy more ingredients such as flour, sugar, butter and oil. In the future, she plans to expand her business even more.