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Vision Group
In this Group: Zaituni, Shifa, Abdul, Muhamad, Grace, Rose, Pauline, Josephine, Eva, Ruth, Fatuma, Annita, Margret, Jesca, Juliet, Jenet
Pauline is 35 years old, a widow and has four children who all attend school. Despite the fact that she earns little income, Pauline has managed to provide all the necessities for her family.
Pauline deals in the sales of charcoal and she has been in business since 2007 when her husband passed away. Ever since the death of her husband, Pauline become a very hardworking lady since no one would offer her help in bringing up her children. She has managed to provide the best for them through hard work.
Pauline believes in conservation of her environment and she does numerous activities like planting trees in her compound. She requires a loan to complete her sewage system which would help her in maintaining hygiene in her home and the neighborhood.
Pauline, as leader of Vision Group, therefore humbly requests the lenders to help her complete her sewage tank to maintain her environment so that she could keep it safe from diseases likely to break out due to poor waste disposal.

Additional Information

More information about this loan

This loan is part of UGAFODE”s Micro Mortgage Loan program.  Many of these clients are currently renting and these loans allow them to own their home and provide for their families. This may be their first home, or renovation to homes not fit for habitation.  By building and renovating, borrowers who utilize these loans have improved health and safety through a stronger structure and better protection from the elements.  UGAFODE offers these loans to cover essential costs like labour and material so borrowers can provide adequate shelter and sanitation facilities for their families.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Uganda

  • $1,800
    Average annual income
  • 200
    View loans »
    Uganda Loans Fundraising
  • $32,028,325
    Funds lent in using Kiva
  • 2,550.1
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Vision Group's $3,150 loan helped a member to complete a sewage tank system.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 20, 2013
Apr 16, 2013
Currency Exchange Loss:
Sep 20, 2013