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Lendou Lom Group
In this Group: Chinlhing, Ngahneng, Lamneilhing, Lamneng, Lhingneineng, Hoineichong, Hoineikim, Lamlhing, Nengchong, Nemneineng
Chinlhing is married and she has six kids. She lives in a village with her husband and her kids. Her husband is a daily wage earner and he also serves as an executive member in the Village Authority Board. Chinlhing is the featured borrower of the Lendou Lom group and she is pictured with her hand raised.

She used to raised pigs and sell them when they were fully grown. She talks of her experiences and all the difficulties she faced while raising pigs. There were times when contagious diseases infected the pigs and, since she could not afford standard treatment, the animals had to be slaughtered to prevent the spread of disease. It is a big loss for people like her, because the pigs were bought with a loan which has to be repaid even if the pigs die. So she decided to quit the piggery and start a new business.

She wants to start a garment-selling business by taking out a loan. She will get used clothes from the city and sell them in the village and in the neighbouring villages. She has decided to start this clothes-selling business because the town market is far from the villages and she can get the advantage of selling door to door or from one village to another village. She wishes to buy a refrigerator, a medium sized bed and vanity table for the family at the end of the year if she can make some savings from the business.

The rest of the group members are also engaged in income generation activities like Dukan, poultry, cattle rearing, and vegetable selling business. The profits that they made are used for family expenses.

She wishes Kiva a successful journey and a great accomplishment ahead.

Additional Information

More information about this loan


This loan is part of WSDS's effort to reach some of the most underserved parts of India's troubled northeast region, where there is very poor penetration of both formal and informal financial services. By supporting this loan, you are enabling access to finance for women living in some of India's most remote areas.


Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About WSDS-Initiate
WSDS-Initiate is an inclusive nonprofit that works with women across all tribes and minority communities in Manipur, located in the remote northeast region of India. Most organizations concentrate their work in the plains region of Manipur, but WSDS is among the very few organizations serving women in the isolated hills. Political unrest and frequent economic blockades in the area make it very difficult to provide services, resulting in Manipur having the lowest penetration of financial services in the country.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $4,000
    Average annual income
  • 160
    View loans »
    India Loans Fundraising
  • $5,194,825
    Funds lent in using Kiva
  • 54.3
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Lendou Lom Group's $1,300 loan helped a member to buy used clothes and sell them.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Disbursed:
Apr 22, 2013
Listed
Apr 17, 2013
Currency Exchange Loss:
Possible