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Sona is from Yerevan. She studies at Yerevan State Linguistic University of Armenia. She lives with her mother and elder sister who work hard to sustain the family's living. Unfortunately their monthly income is hardly enough for covering the family's living costs and it is very difficult for them to save money for Sona's education. Sona has requested this loan to pay for her university tuition. This loan is very important for her to be able to complete her education, get higher education and become a specialist. Sona dreams of finding a well paid job and helping her mother with the family's costs.

Additional Information

More information about this loan

This loan is part of SEF's new education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education, graduate studies or vocational training. By supporting this loan, you're enabling access to education for students with limited options.

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 107
    View loans »
    Armenia Loans Fundraising
  • $14,006,425
    Funds lent in using Kiva
  • 418.3
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Sona to pay for university tuition.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 10, 2013
Apr 16, 2013
Currency Exchange Loss:
May 17, 2014