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Naseem is a 36-year-old woman living in Rawalpindi, Pakistan. She has eight children and her husband is working as a carpenter. The monthly income of her husband is insufficient to meet their household expenses due to the large family size, therefore Naseem is helping her husband by doing her own business. She has been successfully running her business of selling ornamental items for 8 years.

Naseem has requested a loan from Kiva’s partner BRAC Pakistan to expand her business. She would purchase a large quantity and new variety of bangles, bracelets, necklaces, key chains and other ornamental items and sell them for a profit. This could increase her sales, monthly income and savings and she could support her family in better way. She is very thankful to Kiva and BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 402
    View loans »
    Pakistan Loans Fundraising
  • $15,152,450
    Funds lent in using Kiva
  • 98.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Naseem to purchase bracelets, bangles, necklaces, etc.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Apr 4, 2013
Apr 16, 2013
Currency Exchange Loss:
Feb 17, 2014