Harriet is 32 years old and lives in the town of Kayunga in the Mukono region of Uganda. She is married and has two children who are both currently in school. For the past 12 years, Harriet has been working hard to manage her small business in which she sells clothes.
To help expand her business, Harriet has requested a loan of 3,000,000 Ugandan Shillings from BRAC Uganda. The loan will be used to buy more clothes to sell, and will help Harriet to generate greater profits and pay for some of the school needs for her children. Harriet hopes that in the future, she will be able to expand her business and own another clothing business around the center.
Harriet is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small-scale entrepreneurs like Harriet who do not have enough collateral for commercial loans, but have businesses that have grown too large for microloans.
About BRAC Uganda
This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.