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Kesa is 37 years old and lives in the town of Kayunga, in the Mukono region of Uganda. He is married and has five children, who are all currently in school. For the past 15 years, Kesa has been working hard to manage his retail shop, where he sells items like soap, sugar, milk and bread.

To help expand his business, Kesa has requested a loan of 3,000,000 Ugandan Shillings from BRAC Uganda. He will use the loan to purchase more items to resell at his store, such as rice, maize flour and soda. This will help Kesa to generate greater profits and to pay school fees for his children. He hopes that, in the future, he will be able to produce quality products for the shop.

Kesa is a member of BRAC's Small Enterprise Program (SEP). The program serves primarily small entrepreneurs like Kesa, who do not have enough collateral for commercial loans, but have businesses that have grown too large for microloans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,800
    Average annual income
  • 233
    View loans »
    Uganda Loans Fundraising
  • $31,032,525
    Funds lent in using Kiva
  • 2,550.1
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Kesa to purchase more items to resell at his store, such as rice, maize flour and soda.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 14, 2013
Apr 25, 2013
Currency Exchange Loss:
Apr 16, 2014