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Zafar lives in the south-western part of Tajikistan in the Qubadiyon region. He is 30 years old, married, and has 2 young children. He and his wife grow crops. He has been working in this area for 5 years now. He has 1 hectare of irrigated land where he grows melons. Zafar is seeking a loan to purchase mineral fertilizers and watermelon seeds, and to pay for the services of a tractor driver. He wants to get a good harvest of watermelons to sell.
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Зафар житель района Кубадиян, расположенный в юго-западной части Таджикистана. У него жена и двое маленьких детей. Ему 30 лет. Зафар вместе с женой занимается растениеводством. Он в этой области уже 5 лет. У него есть 1 га орошаемой земли, на которой он выращивает бахчевые культуры. Зафар запрашивает кредит для закупа минеральных удобрений, семян арбуза и за оплату тракториста. Он хочет получить хороший уржай арбуза для продажи.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 146
    View loans »
    Tajikistan Loans Fundraising
  • $29,656,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Zafar to purchase mineral fertilizer and watermelon seeds, and to pay for the services of a tractor driver.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 5, 2013
Apr 15, 2013
Currency Exchange Loss:
May 17, 2014