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Nazira is a hard-working woman, who lives in the northern Tajikistan mountains. She grew up in a rural area and has worked tirelessly since childhood. She wasn't able to get a university education. Hence, she was left without a trade.

After marrying, Nazira's life became very difficult. She had children and her husband had a very small salary. Some days there was nothing for her and her children to eat.

Then, she found out about a course called "Bring It On", organized by the Business Women's Association. She got a certificate from the course and now has the skills to work in business. She is planning to start her own animal trade business. She is requesting a loan of 1500 American dollars to purchase cattle. She sincerely needs your help and is waiting on your kindness!
View original language description ↓
Назира трудолюбивая женщина, которая живет среди гор северного Таджикистана. Она выросла в сельской местности и с детства очень упорно трудилась. Ей не удалось получить высшее образование и таким образом, она осталась без высшего образования и без какой- либо ремесла. После замужества ей очень было трудно жить, так как пошли дети, а ее муж получал маленькую зарплату. Были и такие дни, что ей и ее детям нечего было есть. Она узнала о курсе «Добейся Успеха» организованный Ассоциация Деловых Женщин и получила сертификат. Теперь она имеет знания о бизнесе. Она планирует организовать бизнес купле продажей скота. Она запрашивает займ на сумму 1500 долларов США для покупки скота. Она очень нуждается и ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 176
    View loans »
    Tajikistan Loans Fundraising
  • $30,358,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Nazira to buy cattle for starting a new business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 13, 2013
Apr 15, 2013
Currency Exchange Loss:
Dec 20, 2013