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Update on Joseph

Joseph is a 36-year-old man living in Kagadi, Uganda. In 2007 he decided to start a piggery after realizing that the meager salary he earns as a primary school teacher could hardly meet his family's daily needs. One of his challenges is the high cost of feed, and his dreams are to diversify his business to include pineapple farming and also expand his piggery project. Joseph intends to use the loan to buy pig feed and pineapple seedlings.

Previous Loan Details

Joseph is a 35-year-old man with four children living in Kagadi, Uganda. Like most good fathers he wishes to educate his children to attain degrees as minimum qualification and set up sustainable projects for income sources. For six years he has been running a piggery project. He started with two... More from Joseph's previous loan »

Additional Information

More information about this loan

This loan is part of HOFOKAM's program targeting poor and geographically excluded populations in Western Uganda. In addition to loans, it provides social and business training programs to low-income entrepreneurs and their communities. Since 2003, HOFOKAM has provided sustainable financial and non-financial services to promote social, economic and sustainable land development and improve the quality of life for vulnerable populations. The organization has a clear vested interest in underserved communities with its headquarters in rural Fort Portal and a number of branches in extremely remote areas.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Uganda

  • $1,800
    Average annual income
  • 136
    View loans »
    Uganda Loans Fundraising
  • $31,940,600
    Funds lent in using Kiva
  • 2,550.1
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Joseph to buy pig feed and pineapples seedlings.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 22, 2013
Apr 15, 2013
Currency Exchange Loss:
Feb 17, 2014
This photo was used before for a previous loan for Joseph. It was first posted on Kiva on Nov, 2012. Learn More