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Heat's Group
In this Group: Heat, Lyna, Phalla
Heat is 40 years old, married, and has four children. She is a villager from Thmor Koul district of Battambang province. She grows rice, which she has been doing for 18 years. This is the third loan for Heat with VisionFund(Kiva's partner). She has repaid back her past loan complete and it has supported her business promptly. Now, she is requesting another loan from VisionFund and in group of three people as the leader. She and one of her co-borrower are seeking for 1,000,000 KHR each while a remaining member is applying for 400,000 KHR. For Heat, she will use her portion of the loan to buy fertilizer for her farmland. She hopes to earn more income so she can set aside some saving for future needs.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 120
    View loans »
    Cambodia Loans Fundraising
  • $35,861,050
    Funds lent in using Kiva
  • 3,984.9
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Heat's Group's $625 loan helped a member to purchase fertilizer for her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Mar 14, 2013
Listed
Apr 22, 2013
Currency Exchange Loss:
Possible
Ended:
Apr 16, 2014