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Tsendzesem is 26 years old and a widow who lives with her five-year-old daughter in an outer ger district of the city. Her mother is a trusted repeat Kiva client and she suggested to her daughter that she apply for a Kiva loan. Tsendzesem operates a retail stall at the second largest outdoor market of the city where she sells a variety of hats and caps that she imports from Ereen city.

Tsendzesem is requesting a 1,000,000 MNT loan to purchase hats to sell.

Additional Information

About Transcapital

Transcapital is one of the leading non-bank financial institutions (NBFI) in Mongolia. Through 12 branches, it serves mainly urban and semi-urban microfinance clients, including a growing number of migrants in the capital city of Ulaanbaatar. Of its clients, almost 68% are women and 60% live in ger districts, settlements made up of houses and traditional Mongolian felt tents that lack basic infrastructure.

About Mongolia

  • $5,900
    Average annual income
  • 4
    View loans »
    Mongolia Loans Fundraising
  • $15,397,050
    Funds lent in using Kiva
  • 1,407.5
    Mongolia Tugriks (MNT) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $725 helped Tsendzesem to purchase hats to sell.
95% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 1, 2013
Apr 15, 2013
Currency Exchange Loss:
Nov 2, 2013