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David Johel
David lives in the municipality of Ticuantepe in the district called Veracruz, with his family and his four children. He is the driver for a transport business.

With this funding he has been provided with he will buy construction supplies to make improvements to his home, buying: blocks, sand, iron, perlins, nails, etc. He is grateful for the help from Afodenic together with the Kiva funds for the support and confidence given.
View original language description ↓
El señor David habita en el municipio de Ticuantepe en la comarca llamada Veracruz, junto a su familia y sus cuatro hijos, el es conductos para una empresa de Transporte, con este Financiamiento que se le ha otorgado comprara Materiales de Construccion para hacer mejoras en su hogar, comprara: Bloques, Arena, Hierro, Perlines, Clavos, etc. Agradece el apoyo que Afodenic en conjunto con Fondos Kiva por el apoyo y confianza brindada.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 102
    View loans »
    Nicaragua Loans Fundraising
  • $24,739,175
    Funds lent in using Kiva
  • 24.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped David Johel to buy construction materials.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Mar 27, 2013
Apr 13, 2013
Currency Exchange Loss:
Apr 16, 2014