Philip lives in Mombasa area of Coast province, Kenya. He is married and has four children; three of whom are in school. He owns a carpentry work shop which he has been operating it for three years now. He also earns some income from being employed as an insurance agent.
He learnt about Milango through friends and joined with the aim of accessing credit to improve the operation of the business. The challenge he is facing is limited capital to purchase stock.
Philip is applying for a loan of 36,700 Kenya Shillings to buy timber to sell. His extra income from the loan will be added to savings to expand the business.