Nuevo Amanecer Group
This loan will benefit small businesswomen such as Sra. María. She says that this is the first time she has joined Pro Mujer after receiving an invitation from a friend who wanted to form a group. María currently has a kiosk where she sells candy. She has become knowledgeable about this business since she started it years ago with some startup capital she had on hand.
The loan she is receiving now will be used to increase her capital for buying snack foods. She acquires her inventory at the fairs in the city of La Paz and then sells it later at her kiosk. Working in this manner enables her to generate income. María is married and has two children.
When asked what she likes about Pro Mujer, María said that she enjoys the training seminars about health and savings.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora María es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de su amiga que estaba formando un grupo. En la actualidad ella tiene un negocio de kiosco de dulces; da a conocer que este negocio lo emprendió hace años, con un capital básico con el que contaba observó.
El crédito que ahora sacará es para el aumento de capital (compra de golosinas) que adquirirá de las ferias de la ciudad de La Paz y posteriormente lo comercializará en su puesto fijo. Esta forma de trabajo le permite generar recursos pues ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones de salud y los ahorros.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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