Los Lirios Group
This loan will benefit small businesswomen such as Sra. Enola. She says that she joined Pro Mujer two years ago after receiving an invitation from a friend who is also a member of the organization. Enola currently has a business of selling food (at a diner). She has become very knowledgeable about this business since starting it 27 years ago. Enola received start-up capital from her parents since they advised her to open a business.
The loan she is receiving now will be used to increase her capital for buying rice, noodles, and vegetables. She acquires her supplies at the fairs in the city of El Alto and later prepares her dishes to sell in the city of Oruro. Working in this manner enables her to generate income. Enola is in a common-law relationship and has one child.
When asked what she likes about Pro Mujer, Enola said that she enjoys the topics about health and savings.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Enola es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por invitación de su amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de comida (pensión); da a conocer que este negocio lo emprendió hace veintisiete año, ya que contaba con un capital básico sus padres le aconsejaron la apertura de este negocio.
El crédito que ahora sacará es para el aumento de capital (compra de arroz, fideo, verduras) que adquirirá de las ferias de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en la ciudad de Oruro. Esta forma de trabajo le permite generar recursos pues ella vive en unión libre y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud y los ahorros.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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