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Margret is a single mother of three children; all of her children go to school. She also takes care of additional family members (mother, niece, and nephew). She has a business of making envelopes for photographs and drugs. She has been in this business for 13 years. She doesn’t have any other income generating activities. She has applied for a loan of 2,000,000 Ugandan shillings from MCDT-SACCO to buy more paper and glue. She works from her home seven days-a-week and sells on both a wholesale and retail basis. Her major business challenges include seasonality and defaulters. She is aspiring to acquire a shop where she can sell her products and also to educate her children up to university. She resides in her own house and the family has access to electricity and piped water. Her monthly expenses include school fees and feeding the family.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 170
    View loans »
    Uganda Loans Fundraising
  • $32,013,100
    Funds lent in using Kiva
  • 2,574.2
    Uganda Shillings (UGX) = $1 USD