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Kuña Joaju Group
In this Group: Dalila, Juana, Pablina, Serafina, Iluminada, Mari, Asunciona, Virginia, Primitiva, Clotilde, Gladis, Margarita*, Marciana*, Felina*, Celiza
* not pictured
The “Kuña Joaju” group is from the city of Curuguaty and is starting work and attending training because they are in cycle #1. All of them come from a very distant zone that’s poorly communicated. They all struggle to move their families forward and also to help their community so that it can gradually grow.

Celiza, one of the members, sells natural remedies for ‘tereré’ [an herbal tea similar to mate]. It is very demanding work because she must wander through the streets but she’s aware that with her effort she’ll be able to help her family and also contribute a little to her community.

She’s requesting this loan to buy natural remedies to continue with her sales and earning income for her family. Celiza dreams with her neighborhood’s growing and improving; that it’s safer and that there is more education.
View original language description ↓
Kuña Joaju es de la ciudad de Curuguaty, esta empezando a trabajar y asistiendo a las capacitaciones ya que están en su ciclo uno. Ellas son de una zona muy alejada y con poco accesos a fuente de comunicación. Todas ellas luchan por sacar adelante a su familia, y también por ayudar a su comunidad, para que poco a poco vayan creciendo.
Celiza, una de las integrantes, se dedica a la venta de remedios naturales tanto para tereré. Es un trabajo muy sacrificado ya que tiene que recorrer por las calles, pero con su esfuerzo ella es consciente que ayudará a su familia y pondrá un poco también por su comunidad.
Ella solicita este crédito para la compra de remedios naturales, con los cuales podrá seguir con sus ventas y ganando el ingreso para su familia. Celiza sueña con que su barrio vaya creciendo y mejorando, que sea más seguro y haya mas educación.

Additional Information

More information about this loan

This loan is designed for poor clients living in rural areas with high levels of crime and social conflict. These clients, working primarily in agriculture, are often ineligible for credit from formal financial institutions because of the high-crime area they live in, their lack of adequate collateral (like a land title), and the likelihood of low agricultural production due to bad weather or pests. Fundación Paraguaya is committed to serving these clients with loans and other wraparound services tailored to their needs. It also provides clients working in agriculture with access to discounted training courses at a local agricultural school to teach them how to improve their crop yields.

About Fundación Paraguaya

Fundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Paraguay

  • $8,400
    Average annual income
  • 53
    View loans »
    Paraguay Loans Fundraising
  • $33,516,125
    Funds lent in using Kiva
  • 4,074.5
    Paraguay Guarani (PYG) = $1 USD

Success!! The loan was 100% repaid

A portion of Kuña Joaju Group's $2,075 loan helped a member to buy natural remedies to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 13, 2013
Apr 12, 2013
Currency Exchange Loss:
Oct 17, 2013