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Johnbull's Group
In this Group: Johnbull , Karku Aiah, Ahmed M., Tamba Chenabiu, Sulaiman H., Yillah M.
These are the members of a secondary school in Koidu. They want a loan of 6,600,000 SLL to help them meet their immediate needs. Some of the members want the loan in order to invest in business, some to pay their childrens' school fees, others to pay for school-related charges, and others would like to invest the loan in a house building project.

Yillah is a teacher at the school and is also the featured leader of this group. Yillah wants this loan in order to pay the school fees for his children. Yillah is a 55-year-old man, born in Tombodu, Eastern Sierra Leone. He is married to a teacher and they have four children who are attending secondary school. Yillah has been a professional teacher for 28 years now.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 64
    View loans »
    Sierra Leone Loans Fundraising
  • $9,347,350
    Funds lent in using Kiva
  • 4,339.9
    Sierra Leone Leones (SLL) = $1 USD