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Zahida is a hardworking and diligent 40-year-old woman. She lives in Rawalpindi, Pakistan along with her husband and five children. Her husband is a government employee but his income is insufficient to meet the household expenses. All of her children are studying in government schools.

Zahida is an efficient beautician by profession. Since 2010, she has operated her own beauty salon. Currently the stock of beauty supplies of the salon is almost depleted, therefore Zahida wants to purchase cosmetic products to continue her business. For that purpose she has requested for a loan from Kiva's partner BRAC Pakistan to purchase beauty products like facial creams, lipsticks, scrubs, makeup kits, hair colors and some other varieties of products. She would also like to buy some new chairs for her salon.

With the resulting profit, she will pay the installments of the loan and school fees for her children. She dreams to live a happy, healthy and peaceful life with her family. She is very thankful to Kiva and BRAC Pakistan for their support.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 278
    View loans »
    Pakistan Loans Fundraising
  • $14,700,975
    Funds lent in using Kiva
  • 98.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Zahida to purchase cosmetic products for her beauty parlor.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Apr 3, 2013
Apr 14, 2013
Currency Exchange Loss:
Feb 17, 2014