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Aiah David's Group
In this Group: Aiah David, Sahr E., Tamba Samuel, Morie Tapima Moi
Meet teachers of a vocational institute in the city of Koidu, in eastern Sierra Leone. This group of hard-working and dedicated teachers has come to Salone Microfinance Trust, a Kiva partner based in Makeni, in northern Sierra Leone, to request a loan of 8,000,000 Sierra Leonean leone for the entire team.

With the help of this loan, these men will be able to solve their immediate and most pressing financial challenges. At the end of each month, they can easily repay the loan, using their monthly salaries. Their institution’s bursar is directly responsible for doing the deductions and making the repayments on their behalf.

On the left in the photo is Sahr, the team’s featured leader. Born in Gandorhun, in eastern Sierra Leone, the 45-year-old is married to a teacher, and the couple has three children. Sahr has been a school teacher for 18 years. He has requested this loan to buy building materials for the construction of a dwelling house.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 62
    View loans »
    Sierra Leone Loans Fundraising
  • $9,347,350
    Funds lent in using Kiva
  • 4,339.9
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Aiah David's Group's $1,850 loan helped a member to buy building materials for the construction of a dwelling house.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 14, 2013
Apr 14, 2013
Currency Exchange Loss:
Mar 20, 2014