Alexandr is a farmer. Since 1996, he has been growing onions, wheat, barley, mustard, and sunflowers. His wife helps him with his work. He has 2 children who are 7 and 15 years old. He started out by growing wheat. He has now decided to purchase drip tape for irrigation. His plans for the future include expanding the area he has under drip tape irrigation, as his current area has big problems with water for irrigating. His personal plans include completing construction of his house. Alexandr needs your help to finance his purchase of drip tape.
Александр - фермер. С 1996 года занимается выращиванием лука, пшеницы, ячменя, гарчицы и подсолнечника.
Справляться по хозяйству ему помогает супруга.
В семье Александра есть двое детей 7-ми и 15-ти лет.
Развитие деятельности начиналось с выращивания пшеницы.
Александр решил приобрести капельную ленту для полива .
В планах на будущие: увеличить площадь капельного орошения, т.к в данной местности большие проблемы с водой для полива.
В личных планах: Достроить жилой дом.
Нуждается в вашей помощи для финансирования капельной ленты.
About Agro Capital Management
This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.
ACM uses a financing model that is relatively unique. Typically, a microfinance institution will lend money to farmers, who then purchase products they need to have a successful harvest and pay back the loan. In ACM's model, the organization purchases the agricultural goods before reselling them to small farmers on an affordable payment plan. This allows farmers to begin using the goods they buy without having to pay in full upfront.
As part of ACM's offering, clients receive training to improve crop yields. In order to cover its costs, the organization charges a small service fee. The amount of each Kiva loan includes both the cost of agricultural supplies and the service fee. As with all Kiva loans, repayments will be returned to lenders on the schedule outlined.