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Michael does home repairs for a living on a turnkey contract basis. He always provides high-quality workmanship, and as a result, he has a list of potential clients who are on a 6-month waiting list for his services. He mainly installs heating systems and suspended ceilings, decorates walls, lays tiles, and does electrical wiring. He is always able to create an original room design. Mikhail has been wanting to renovate his own home for a long time now, and the time has finally come to do it. He is seeking a loan from Kiva in the amount of 20,000 Ukrainian Hryvnya which he will invest in this redecorating project. He also plans to re-do the heating system in his home.
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Михаил занимается ремонтами «под ключ». Всегда выполняет ремонтные работы только качественно и на высшем уровне, вследствие чего потенциальные клиенты даже становятся к нему в очередь за 6 месяцев вперед. В основном он устанавливает системы отопления, подвесные потолки, декорирует стены, кладет плитку и проводит электрику. Всегда умеет воссоздать оригинальный дизайн комнат.
Михаил давно собирался сделать ремонт в своем собственном доме. Сейчас наконец-то выдалось время для этого. Он надеется вложить 20 000 гривен, полученных от КИВА, в косметический ремонт у себя. Более того Михаил планирует также переделать отопление в доме.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 4
    View loans »
    Ukraine Loans Fundraising
  • $6,300,650
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $2,475 helped Mikhail to renovate his apartment.
83% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 14, 2013
Apr 13, 2013
Currency Exchange Loss:
Oct 17, 2014