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Gemma
Gemma is a hardworking entrepreneur who has a general store business in the Philippines.

She wants to borrow 10,000 Philippines Pesos through NWTF to buy foods and household goods to sell, such as soap, canned goods, milk, sugar, and shampoo, for her general store business. Gemma has been working in this business for 10 years. She earns additional income from buying and selling rice.

Gemma has been sustaining her business activities through her own efforts, with the help of the loans from NWTF. She dreams of saving enough money that she can afford to send her children to college.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1642
    View loans »
    Philippines Loans Fundraising
  • $59,060,350
    Funds lent in using Kiva
  • 41.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Gemma to buy foods and household goods to sell, such as soap, canned goods, milk, sugar and shampoo.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 22, 2013
Listed
Apr 13, 2013
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2013