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Update on Nicanora

Nicanora is 79 years old, married, and has three children. She works hard to provide for her family. She runs a general store in the Philippines. She has been running the general store for 30 years, and she earns additional income by fattening pigs.

She has requested a PHP 29,500 loan through NWTF. She will use the loan to buy items to resell at her general store, like sugar, milk, spices, soap, and canned goods.

Nicanora has borrowed and repaid 22 loans from NWTF, before this loan. She successfully paid back her previous loan, and she is requesting a new loan to further build her general store and pig fattening businesses. Nicanora aspires to build and expand her business, to secure the future of her family.

Previous Loan Details

Nicanora is 78 years old and married, with three children. She earns a living by raising pigs in the Philippines. Nicanora is borrowing 29,500 PHP through NWTF, to buy feed and vitamins for her pigs. Nicanora has been raising pigs for 10 years, and earns additional income from a general sto... More from Nicanora's previous loan »

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Philippines

  • $7,000
    Average annual income
  • 716
    View loans »
    Philippines Loans Fundraising
  • $63,275,575
    Funds lent in using Kiva
  • 41.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Nicanora to buy items to resell at her general store, like sugar, milk, spices, soap, and canned goods.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Apr 3, 2013
Apr 13, 2013
Currency Exchange Loss:
Oct 17, 2013